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Loan Brokering Deals that will NOW INCREASE the fun of your holidays and X'mas celebrations.

Our Loans

Poor Credit Loans

Are you looking for funds despite the bad credit history? At Oyster Loan, we can help you and we do so by arranging funds in the form of Poor Credit Loans. With us, you can enjoy the benefits of a customised alternative, designed to suit your specific needs and demand.

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Representative 49.9% APR. Representative example: £2,000 borrowed for 24 months. Total amount repayable is £3,981.20 in 24 monthly instalments of £165.89. Interest charged is £1,981.20, interest rate 49.5% (variable)

Short Term Loans

Cash can be a necessity, especially, when your finances are under strain. The stress of bad credit can often place a serious strain too. Oyster Loan is a reliable and regulated loan broker based in the UK. and working for the financial stability of its customers.

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Representative 305.9% APR. Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% (variable)

Instalment Loans

Oyster Loan is a focused and responsible loan broker, providing authentic and relevant guidance on installment loans. We are trying to help people from all backgrounds to keep their credit history organised and balanced by finding out the credible deal on installment loan.

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Representative 51.1% APR. Representative example: £2,000 borrowed for 24 months. Total amount repayable is £6,512.44 in 24 monthly instalments of £271.36. Interest charged is £4,512.44, interest rate 112.8% (variable)

Exciting offers on Bad Credit Short Term Loans Available from Online Broker

We have Lenders in our panel offering Instalment loans, bad credit loans and short term loans. We help you find the regulated direct lenders as well as easy disbursals.

Online Loan broker

Oyster Loan is a registered Online Loan broker in the UK, offering efficient and exciting deals directly from the lenders on poor credit loans, Instalment loans and short term loans to accomplish financial purposes of the borrowers. We are always committed to provide maximum levels of satisfaction through our bespoke brokering services. The services are specifically customised to meet critical financial requirements of the individuals

Oyster Loan is among the very few brokering companies in the UK, offering not only prompt reliable loan deals, but also guiding on serious monetary concerns. We always aim for sustainable monetary aid to our prospective borrowers by finding the experienced lenders. We have a team of professional brokers, who guide people by giving them suitable and the most appropriate financial offers.

We assist prospective borrowers, who show up poor credit history or less than perfect credit score. In case your credit score is low or your credit file shows old, unsettled debts, there is nothing to worry about. We will get it brokered through the appropriate and legitimate channel. Borrower's interest always tops our brokering.

poor credit loans

Oyster Loan is focused on introducing lender's very own deals on poor credit loans, helping the borrowers to have regular flow of funds to improve their falling credit situation. The lenders we select are going to offer these loans at competitive interest rates and flexible repayment options. The loan is disbursed quickly into registered bank account.

Sometimes, you are in an urgent need of money but need more time. You are always welcome to give us an opportunity to serve your purpose. We have helped borrowers with the real time brokering, and ensuring adequate financial assistance.

For receiving immediate funds, we have designed a specialised brokering for short term loans. And the most attractive aspect is that our brokering is free of any obligations or formalities. We are not charging any fees.

If you search for a loan broker to help you get through the direct lender's deals, we are a valuable resource for you. Our recommended direct lenders are suited for all types of loans. We will find you the lender, who is the perfect match for your credit line.



Oyster Loan does not charge any fees. If you are contacted by anyone saying they are calling from Oyster Loan requesting you make them a payment, you should report this to, as we are aware that there is currently a scam using the Oyster Loan brand. This has nothing to do with our company.

All loan deals,quotes and financial promotions are subject to lenders requirements and approval.

All Loan approvals & Quotes are subject to Credit Score and Affordability requirements by lenders. If you meet the lender's criterion, they will be more than happy to lend you money.We as a broker make all efforts to process your application with the most suitable lenders in our panel.

Important payment information

Collections Process
Contact your lender directly if you have any worries about making your re-payment. If you do not endeavour to do so you will be unable to arrange any payment options and where the situation remains unresolved (where you have not re-paid your loan), the lender can exercise their right to pass your details onto a third party collections agency. This agency will then work to recover your unpaid arrears (plus any interest accrued as a result of your non-payment).

Implications of Non-Payment
By not making your short-term loan re-payment on time, you could be subject to fees and penalties, which will be implemented at the discretion of your individual lender. The details of any charges that can be added to your loan re-payment amount will be detailed within your loan agreement and this will include the reasons why further charges may be added. If you are late in making your payment this could also have a negative impact on your credit score. Therefore, in order to avoid having to re-pay more than your original agreed amount, we suggest that you re-pay your loan on time. If you fear that you will experience difficulty in paying back what you owe, please contact your lender as soon as possible.

Late Payment
Where you feel that you will not be able to meet your re-payment date and will need to make your payment at a later time – you must contact your lender to arrange this. If you do not, it could be assumed that you are unwilling to re-pay your loan and therefore you could incur a higher fee or charge than you would otherwise have done by simply extending your loan term. A late payment fee usually amounts to anywhere between £1 and £100 and this will vary dependent upon your lender. However, we do not advocate the unnecessary extension of short-term loans and as a result we ask that you ensure that you will be able to re-pay any loan that you apply for. For more information, please read and understand the terms and conditions associated with your loan agreement.

Renewal Policy
We do not advocate the renewal of short-term loans however, in the instance that you wish to do so you must contact your lender immediately. You will often be charged the same rate of interest or fees for an extra month however; this will be charged on the full amount that you owe to the creditor (amount borrowed plus first month's interest). If you are late in making your loan re- payment or you fail to make the re-payment at all, your loan may be automatically rolled over thus automatically incurring further interest and charges. Any amount that you have borrowed you will be liable to re-pay so, please make sure that you only take out a loan if you can afford to pay it back in full.