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email: info@oysterloan.co.uk

About us

About us

Financial Buoyancy on a Click

Do you require a little financial assistance? Do you want to make your life smoother and easier in the times to come? Oyster Loan will help you to get an engaging loan deal through a regulated lender. We help you find the deals on short term loans, instalment loans and many more.

Our focus is to keep you stable, when in need of the finances. We work out the best lender deals without any obligations. At Oyster Loan, we are deadicated to make your life financially safe through our sound brokering.

Oyster Loan is a UK based Online Loan Introducer. Our team is deadicated in introducing UK customers to specialised loan lenders for all type of Loans, including the personal loans and assured loans. We arrange direct lenders' offers for the instalment Loans as well. Our team of expert brokers is always ready to help the prospective borrowers to improve their financial situation into a congenial one. All of it happens Through our systematic brokering system.

We follow a fast and truly hassle free loan brokering, which is exclusively designed to meet the finance needs of prospective borrowers. With the help of our smart brokering, borrowers are directly introduced to the best loan lenders. The poor credit loans are approved with 24 hours and without going into cumbersome paper work.

Since the UK loan market is rapidly changing, and becoming more dynamic, we have become concerned about the loan interests of our borrowers. The loan brokering service offered by Oyster Loan is convenient, time efficient as well as pro borrower. We do not want our clients to experience any difficulties while applying for either short term loans or instalment loans.

Have your cash in matter of few hours. You have the safe lender addressing your urgent need for cash credit. We do not let you lose your precious time, and this is the reason, why we have personalised brokering. The lender we introduce you to will provide you details on the loans.

With Oyster Loan, You do not have to ponder on how and where you are going to get the loan of your choice. We help you get stable credit and as quickly as possible. Your financial condition is closely analysed before a loan is offered to you.

If you have any questions related to Christmas Loans, or Wedding Loans or any other short term loan, we are always here to help. We keep you motivated and your wallet loaded with cash.

Disclaimer

OYSTER LOAN IS A LICENSED LOAN BROKER AND NOT A LENDER. WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. FOR HELP, GO TO MONEYADVICESERVICE.ORG.UK

Oyster Loan does not charge any fees. If you are contacted by anyone saying they are calling from Oyster Loan requesting you make them a payment, you should report this to www.actionfraud.police.uk, as we are aware that there is currently a scam using the Oyster Loan brand. This has nothing to do with our company.

All loan deals,quotes and financial promotions are subject to lenders requirements and approval.


All Loan approvals & Quotes are subject to Credit Score and Affordability requirements by lenders. If you meet the lender's criterion, they will be more than happy to lend you money.We as a broker make all efforts to process your application with the most suitable lenders in our panel.

Important payment information

Collections Process
Contact your lender directly if you have any worries about making your re-payment. If you do not endeavour to do so you will be unable to arrange any payment options and where the situation remains unresolved (where you have not re-paid your loan), the lender can exercise their right to pass your details onto a third party collections agency. This agency will then work to recover your unpaid arrears (plus any interest accrued as a result of your non-payment).

Implications of Non-Payment
By not making your short-term loan re-payment on time, you could be subject to fees and penalties, which will be implemented at the discretion of your individual lender. The details of any charges that can be added to your loan re-payment amount will be detailed within your loan agreement and this will include the reasons why further charges may be added. If you are late in making your payment this could also have a negative impact on your credit score. Therefore, in order to avoid having to re-pay more than your original agreed amount, we suggest that you re-pay your loan on time. If you fear that you will experience difficulty in paying back what you owe, please contact your lender as soon as possible.

Late Payment
Where you feel that you will not be able to meet your re-payment date and will need to make your payment at a later time – you must contact your lender to arrange this. If you do not, it could be assumed that you are unwilling to re-pay your loan and therefore you could incur a higher fee or charge than you would otherwise have done by simply extending your loan term. A late payment fee usually amounts to anywhere between £1 and £100 and this will vary dependent upon your lender. However, we do not advocate the unnecessary extension of short-term loans and as a result we ask that you ensure that you will be able to re-pay any loan that you apply for. For more information, please read and understand the terms and conditions associated with your loan agreement.

Renewal Policy
We do not advocate the renewal of short-term loans however, in the instance that you wish to do so you must contact your lender immediately. You will often be charged the same rate of interest or fees for an extra month however; this will be charged on the full amount that you owe to the creditor (amount borrowed plus first month's interest). If you are late in making your loan re- payment or you fail to make the re-payment at all, your loan may be automatically rolled over thus automatically incurring further interest and charges. Any amount that you have borrowed you will be liable to re-pay so, please make sure that you only take out a loan if you can afford to pay it back in full.