Representative 305.9% APR. Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% (variable)
Welcome to Oyster Loan, where we work to introduce you to offers that you can rely upon in times of financial urgency. If you are one of those with a bad credit history and struggling to manage the expenses, you can count upon us. We will help you by fetching the appropriate softcredit check loans that are relevant and suit your circumstances.
As a UK based online broker, we will ensure to bring you convenient offers in context of softcredit check loans in the UK. Our focus is to guide you through the period of financial uncertainty and to alleviate your financial condition.
At Oyster Loan, we operate in a different manner. We make it a point to analyse the problems and accordingly suggest ways that can bring about a wholesome change in to your existing conditions. Since we emphasize on arranging the best possible offers for loans with softcredit check, it goes a long way to stable your condition. The customised deals on instant loans with softcredit check are meant to suit your prevailing conditions.
At Oyster Loan, we are working towards introducing the most convenient short term loans with softcredit check to help you recover from the crisis with ease. As we have an easy loan application process, all you have to do is to fill up the online form and quote the amount you are in need of. We will then lodge your application with the prominent lenders, who are known to respond in an instant.
At Oyster Loan, we have a perfect understanding of your problems. It is in such a situation that we try to bring in the most radical solutions in the form of loans with softcredit check and no guarantor, which then helps you to source the funds without much of any fuss. We make sure to work out the details, so as to let you attain the loans with softcredit check UK .We are here to make your life easier and in times of confusion, you can easily reach out to us. On our part, we will do whatever it takes to resolve the situation.
OYSTER LOAN IS A LICENSED LOAN BROKER AND NOT A LENDER. WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. FOR HELP, GO TO MONEYADVICESERVICE.ORG.UK
Oyster Loan does not charge any fees. If you are contacted by anyone saying they are calling from Oyster Loan requesting you make them a payment, you should report this to www.actionfraud.police.uk, as we are aware that there is currently a scam using the Oyster Loan brand. This has nothing to do with our company.
All loan deals,quotes and financial promotions are subject to lenders requirements and approval.
All Loan approvals & Quotes are subject to Credit Score and Affordability requirements by lenders. If you meet the lender's criterion, they will be more than happy to lend you money.We as a broker make all efforts to process your application with the most suitable lenders in our panel.
Contact your lender directly if you have any worries about making your re-payment. If you do not endeavour to do so you will be unable to arrange any payment options and where the situation remains unresolved (where you have not re-paid your loan), the lender can exercise their right to pass your details onto a third party collections agency. This agency will then work to recover your unpaid arrears (plus any interest accrued as a result of your non-payment).
Implications of Non-Payment
By not making your short-term loan re-payment on time, you could be subject to fees and penalties, which will be implemented at the discretion of your individual lender. The details of any charges that can be added to your loan re-payment amount will be detailed within your loan agreement and this will include the reasons why further charges may be added. If you are late in making your payment this could also have a negative impact on your credit score. Therefore, in order to avoid having to re-pay more than your original agreed amount, we suggest that you re-pay your loan on time. If you fear that you will experience difficulty in paying back what you owe, please contact your lender as soon as possible.
Where you feel that you will not be able to meet your re-payment date and will need to make your payment at a later time – you must contact your lender to arrange this. If you do not, it could be assumed that you are unwilling to re-pay your loan and therefore you could incur a higher fee or charge than you would otherwise have done by simply extending your loan term. A late payment fee usually amounts to anywhere between £1 and £100 and this will vary dependent upon your lender. However, we do not advocate the unnecessary extension of short-term loans and as a result we ask that you ensure that you will be able to re-pay any loan that you apply for. For more information, please read and understand the terms and conditions associated with your loan agreement.
We do not advocate the renewal of short-term loans however, in the instance that you wish to do so you must contact your lender immediately. You will often be charged the same rate of interest or fees for an extra month however; this will be charged on the full amount that you owe to the creditor (amount borrowed plus first month's interest). If you are late in making your loan re- payment or you fail to make the re-payment at all, your loan may be automatically rolled over thus automatically incurring further interest and charges. Any amount that you have borrowed you will be liable to re-pay so, please make sure that you only take out a loan if you can afford to pay it back in full.