We compare loans that can be paid back over terms of between 1 and 25 years. The APR interest rate you'll be charged depends on your personal circumstances, and will be between 3.2% and 99.9%. This is a representative example of what it may cost : a Loan of £7,500 over 60 months at 3.3% APR would equate to monthly repayments of £135.60, and the total cost of the loan that you pay back would be £8,136.22
Are you planning for your dream event but don't have enough funds to fulfil the expenses? Oyster Loan helps you by introducing well-timed monetary assistance through its wedding loans. These loans are specifically dedicated for this memorable occasion and that too with reasonable interest rate as well as easy repayment options. We make it a point to arrange the most viable offers that are flexible and can be sourced, without hassle.
Our primary concern is to fetch the ideal wedding loans for the UK people, who have problems related to bad credit history. They can also by applying these credit options from us; they will stand to attain attractive deals that suit their specific condition. They can remain financially intact while celebrating this momentous occasion with having a backup of wedding loans for bad credit people.
Having a bad credit score can restrict wedding aspirants to borrow money for their special event. Therefore, it is essential for them to seek for an efficient monetary help through the way of a loan. Oyster Loan is surely their ideal finance partner because it strives to find the most rewarding deals on short term wedding loans for people with bad credit. Our intention is to assist the loan aspirant secure the loan for wedding, so as to let them enjoy this occasion, without letting them worry much about other constraints.
Oyster Loan is the online personal loan broker with a dedicated team to serve the financial interest of people in their times of need. It is a growing online loan broker in the UK and is arranging credible offers on loan for wedding with instant approval. By applying these loans from us means you are looking at an opportunity, where you will get an opportunity to acquire viable offers that are customised to suit your needs. We can assist you in borrowing money through wedding loans to overcome the expenses of such a big event.
We will make sure to bring you offers that facilitate quick disburse of cash without any hindrance.
OYSTER LOAN IS A LICENSED LOAN BROKER AND NOT A LENDER. The Website registered in The UK and is Authorised and Regulated by the Financial Conduct Authority (FCA).WARNING: LATE REPAYMENT MAY CAUSE YOU SERIOUS FUNDS PROBLEMS. FOR HELP, GO TO MONEYADVICESERVICE.ORG.UK.
Oyster Loan does not charge any fees. If you are contacted by anyone claiming to be from Oyster Loan and request you to make a payment, report to www.actionfraud.police.uk.
All Loan approvals & Quotes are subject to Credit Score and Affordability requirements by lenders. If you meet the lender's criterion, you can borrow the money. We as a broker make an attempt to process your application with the most suitable lenders in our panel.
Contact your lender directly if you have any worries about making your re-payment. If you do not endeavour to do so you will be unable to arrange any payment options and where the situation remains unresolved (where you have not re-paid your loan), the lender can exercise their right to pass your details onto a third party collections agency. This agency will then work to recover your unpaid arrears (plus any interest accrued as a result of your non-payment).
Implications of Non-Payment
By not making your short-term loan re-payment on time, you could be subject to fees and penalties, which will be implemented at the discretion of your individual lender. The details of any charges that can be added to your loan re-payment amount will be detailed within your loan agreement and this will include the reasons why further charges may be added. If you are late in making your payment this could also have a negative impact on your credit score. Therefore, in order to avoid having to re-pay more than your original agreed amount, we suggest that you re-pay your loan on time. If you fear that you will experience difficulty in paying back what you owe, please contact your lender as soon as possible.
Where you feel that you will not be able to meet your re-payment date and will need to make your payment at a later time – you must contact your lender to arrange this. If you do not, it could be assumed that you are unwilling to re-pay your loan and therefore you could incur a higher fee or charge than you would otherwise have done by simply extending your loan term. A late payment fee usually amounts to anywhere between £1 and £100 and this will vary dependent upon your lender. However, we do not advocate the unnecessary extension of short-term loans and as a result we ask that you ensure that you will be able to re-pay any loan that you apply for. For more information, please read and understand the terms and conditions associated with your loan agreement.
We do not advocate the renewal of short-term loans however, in the instance that you wish to do so you must contact your lender immediately. You will often be charged the same rate of interest or fees for an extra month however; this will be charged on the full amount that you owe to the creditor (amount borrowed plus first month's interest). If you are late in making your loan re- payment or you fail to make the re-payment at all, your loan may be automatically rolled over thus automatically incurring further interest and charges. Any amount that you have borrowed you will be liable to re-pay so, please make sure that you only take out a loan if you can afford to pay it back in full.