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Oyster Loan is a UK based loan broker helping borrowers to find offers on short-term unsecured personal loans from regulated lenders. We can be your helping hand throughout your search for a right lender to lend you the money you require to treat your financial emergencies.

Our Loans

Personal Loans

Oyster Loan is a loan broker in the UK. We are authorised by the FCA and offer various loan deals according to your repayment capacity. A personal loan can be borrowed at a fixed rate of interest and for a fixed duration of time.

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Short-term Loans

Cash can be an absolute necessity for financially broke people. Our team understands the limitations of bad credit borrowing. We work to help borrowers with low loan eligibility by finding tailored short-term loans for up to 12 months.

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Instalment Loans

Whether you need loans or plan to repayment your pending credit bills, we at Oyster Loan are committed to help you find customised loan plans for your credit needs. We help you find flexible instalment loans despite your history and score.

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Representative APR example:

The rate you are offered will depend on your individual circumstances.

All loans are subject to status. The interest rate offered will vary depending on our assessment of your financial circumstances and your chosen loan amount.

Representative APR Example: On an assumed loan amount of £1,000.00 over 18 months. Rate of interest 71.3% per annum (fixed). Representative 99.89% APR. Total amount payable £1,655.10 of which £655.10 is interest. 18 monthly repayments of £91.95.

Registered UK Broker to Introduce Exciting Offers on Bad Credit Short-term Loans Online

Our extremely dedicated team can help you to avail instalment loans, bad credit loans and short-term loans despite bad history. We help you find regulated lenders and easy disbursals.

Online Loan broker

Oyster Loan is a registered online loan broker in the UK, with a mission to help   borrowers so that they could avail efficient and exciting deals directly from the lenders for poor credit loans, instalment loans and short-term loans. We are always committed to provide the maximum level of satisfaction through our brokering services. The services are specifically customised to meet the critical financial requirements of the individuals.

We have a team of professionals, who strive to deliver attractive loan deals available with our partner lenders.

We help prospective borrowers, who have a poor credit history or less than perfect credit score. In case, your credit score is low or your credit file shows old, unsettled debts, there is chance that you might get a loan through us. How? As we deal with multiple lenders. There may be lenders in our panel who will be interested in lending you a loan despite a bad credit history. Borrower's interest always tops our brokering. 

poor credit loans

Oyster Loan introduces available deals on poor credit loans, helping borrowers to become aware of the regular flow of funds to improve their falling credit situation. We help our clients get loans at competitive interest rates and flexible repayment options.

You are always welcome to give us an opportunity to serve your purpose. Once we and our partner lenders have all the necessary details for the process of loan disbursal (which happens after your loan request is approved), it doesn’t take much time. However, we request you to thoroughly check the Terms & Conditions of the lender you have chosen to deal with. Oyster Loan is an FCA regulated loan broker and doesn’t charge any upfront fees.

If you search for a loan broker to help you get through the lender's deals, we are a valuable resource for you. We empower you to choose the best lender available in the panel.


Oyster Loan is a licensed LOAN BROKER and not a lender. The website is registered in the UK and is authorised and regulated by the FINANCIAL CONDUCT AUTHORITY (FCA). WARNING: Late repayment can cause you serious money problems. For more information, go to MONEYHELPER.ORG.UK.

Oyster Loan does not charge any fees. If you are contacted by anyone claiming to be from Oyster Loan and requesting you to make a payment, report it to

All Loan approvals & Quotes are subject to Credit Score and Affordability requirements by lenders. If you meet the lender's criterion, you can borrow the money. We as a broker make an attempt to process your application with the most suitable lenders in our panel.

photo of Oyster Loan Oyster Loan
Oyster Loan
71-75 Shelton Street
Covent Garden, WC2H 9JQ United Kingdom £100 - £50000
+44 203 633 1699
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