Warning: Late repayment can cause you serious money problems. For more information, go to MONEYHELPER.ORG.UK
Credit subject to status & affordability assessment by Lenders.
Oyster Loan is a credit broker and not a lender
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on any debt secured against it.
Do you require a little financial assistance? Do you want to make your life smoother and easier in the times to come? Oyster Loan will help you to get an engaging loan deal through a regulated lender. We help you find the deals on short term loans, instalment loans and many more.
Our focus is to keep you stable, when in need of the finances. We work out the best lender deals without any obligations. At Oyster Loan, we are dedicated to make your life financially safe through our sound brokering.
Oyster Loan is a trading style of Tiger Lion Financial Limited. Tiger Lion Financial Limited is based in London as a credit broker.
We carry out the business of credit brokerage in the United Kingdom. Our Company does not provide any loans or make any credit decisions.
Tiger Lion Financial Limited is one-of-a-kind loan brokering firm which operates in the United Kingdom. By calling ourselves “one-of-a-kind”, we mean it (we are not being repetitive here, but we are just ringing a bell). Now, you must be thinking that why are we claiming to be different? You’ve hit the bull’s eye. Everything about us is different in its own way. Right from the website, its content, and the services we offer. Tiger Lion Financial Limited has built a revolutionary product called LoanTube and Oyster Loan is powered by LoanTube. All loan applications received on Oyster Loan are processed on LoanTube platform.
We do not operate like other loan comparison sites. Here at Oyster Loans, we place paramount importance in maintaining transparency and your trust.
LoanTube works as a comparison platform which compares actual APRs (Annual Percentage Rate) and monthly repayments from multiple lenders to ensure that you are not opting for any loan under a deception, and that you have multiple loan options to choose from. This real-time loans comparison marketplace has a proprietary loan matching engine which connects the borrowers with the right lenders. Any match made by LoanTube with any lender does not constitute any obligation on your side to accept the quotes offered by such lender/s. After receiving the quotes on the screen, it is totally your decision to accept any of them after reading the subjected conditions for such offered APRs and the features associated with such lender’s loan quoted offer. Post acceptance of the quote, the processing of your loan application is between your and the lender’s control. You still have the chance to cancel or deny to proceed with that lender before you have signed any agreement or contract with that lender.
The APRs and monthly repayments showed on our website or on LoanTube platform, post processing of your loan application by us and Our Partners which include lenders, brokers and other third party service providers, are the rates which we guarantee to remain same post completion of your application with the lender unless otherwise the lender find some substantial information or any variance of the information provided which can make you look more riskier to the lender/s and thus they have to increase the rates/APRs to justify the additional risk found. At this stage you can opt to not to proceed with such lender. You are free to do that. In adverse cases where your application looks very riskier to lender at the time of making final checks, they can decline it and deny to give you the loan.
Beyond offering you the initial quote on our website or on LoanTube platform and your acceptance to it, lender may still perform a detailed credit check to see your credit history, verify you income & expenses, check your eligibility, affordability and your credit worthiness, check the information of yours’, your financial associates’ and any person linked to you in any way on all addresses you have resided on or linked to or associated to in any way. Your acceptance to use our service and to proceed with/acceptance to any quote gives us the right to authorise our partners to do so. We do not accept any responsibility for any of our partners or third party websites for any loss or damage that may arise from your use of their products & services, either directly or indirectly through us or independently.
In short, what you see on our website is what you get in real. Only exception to this is the adverse or hidden information about you, your financial associate or any linked person, which lender may find during the detailed processing of your loan application while doing the full checks.
Our comparison service is free for you to use. We receive a fee or commission from lenders when you use us to find you a loan. Our customer service team is available to support with any queries.
Oyster Loans does not promise that completing an Application Form will result in you receiving a loan. Your request is not an application for credit from a specific lender or lenders but an expression of your interest in our service to find you a good loan deal by comparing multiple loan deals received from our partner lenders and other partner credit brokers/service providers, out of which some may have the real rates.
Any Representative APR examples of loan terms on our website and on our partners’ websites are for demonstrative purposes only. They may or may not be available to you.
To see the list of our partners, please click here Our Partners
We reserve the right to amend, revise or update these Terms & Conditions from time to time by amending this page. The amended, revised or updated Terms & Conditions will be effective from the date they are posted on our website.
Post any amendment, revision or update, if you continue using our website, it will indicate your implied accepted to the revised Terms & Conditions.
We reserve the right to withdraw or amend the service we provide on our Site without notice. We will not be liable if for any reason our website is unavailable at any time or for any period.
Our website is for your personal use only and you must not use it in any unlawful or fraudulent manner.
By submitting or completing the loan Application Form, on our website or on any of our partner’s website, you authorise us to transmit your information to our Partners to process your personal information and perform the checks necessary to find you a loan quote.
You understand that these checks may include contacting, and providing your information to, Credit Reference Agencies (CRAs), fraud and money laundering preventing agencies, accessing the electoral register and other publicly available information about you. These agencies may keep a record of your information; and may disclose that information, and the fact that a search was made, to its other customers/partners for the purposes of assessing the risk of giving credit, to prevent fraud and to trace debtors.
We work together with Equifax Limited ("Equifax"), a credit reference agency, to make our services available to you. A credit reference agency is a company that collects personal information from various sources and provides that personal information to banks, lenders, aggregators, comparison websites, credit brokers and other financial and non-financial institutions to help them make credit decisions and check eligibility of the customers. The partners we work with may also use credit reference agencies when they assess your eligibility for their products/services.
We and our partners carry out the “soft credit search” on your personal information which you have provided during filling up the loan application form. A ‘soft credit search’ or, as it is sometimes referred to, ‘quotation search’ is a search conducted by us and our partners, that helps us to identify and match you to the right lender/s and it helps our partners or providers to determine whether or not they are able to provide you or get you the loan product or their services they offer. Unlike a ‘hard’ credit search, a soft credit search is recorded on your credit file, but only you can see it, rather than any third-party finance provider. A ‘soft credit search’ does not impact your credit worthiness i.e it doesn’t harm credit rating or affect the way lenders see you.
Our soft credit search or the quotation search will be conducted via Equifax, while our partners may use any of the credit reference agencies, such as Experian, TransUnion or Equifax.
You may see these soft searches as ‘footprints’ on your credit report in either our name, LoanTube, or in the name of one or multiple of our partners. Soft searches on your credit file can be given different markings, depending on their purpose, such as:
* Anti-Money Laundering
* Consumer Credit File Request
* Identity Check
* Quotation Search/Preliminary Search
You may see multiple footprints of Soft Searches on your credit report, i.e credit file, as there will be multiple searches carried out, by us and by our partner lenders, as a result of yours using our services.
Here are some examples of footprints you might see on your credit file as a result of using our services:
To check the list of our websites, our lending partners & other third party companies we work with click here Our Partners
Our website, the content, any materials downloaded, and all intellectual property pertaining to or contained on our website (including but not limited to copyrights, patents, database rights, graphics, designs, text, logos, videos, illustrations, trade dress, trademarks, patents and service marks, (collectively ‘the Content’) is owned by Tiger Lion Financial Limited and all such rights are reserved.
Without our written expressed permission or authorisation,
You are not allowed & not authorised to:
You are allowed & authorised to:
Any act done by you, for which you were required to seek written expressed permission and authorisation, if done without our written authorisation and permission, can result in a legal action against you.
Requests for permissions and authorisation should be directed to firstname.lastname@example.org or Tiger Lion Financial Limited, 71-75 Shelton Street, Covent Garden, London, England - WC2H 9JQ, United Kingdom.
In order to familiarise yourself with the details of the service, it is advisable to go through the Terms and Conditions, Privacy & Cookies Policy of the provider/lender/partner/third party.
We do not accept any responsibility for any of our partners or third party websites for any loss or damage that may arise from your use of them. Therefore, you are advised to use any of our partners or third party websites after carefully reading their Oyster Loan & Conditions, Privacy & Cookies Policies. We do not have any control on any content or resources for such third parties, their products or services, their websites or for any information, opinions or views given or advice provided by such third parties.
To see the list of our partners, please click here Our Partners
The following organizations may link to our website without prior written approval:
Any links to third party websites on our websites or in our emails are provided for your information, for your interest and convenience only. By providing the links we don’t approve, endorse or make any representations about any such third-party websites or any material found on them or your use of that material. If you use these links, you leave our website. You access third-party websites and resources entirely at your own risk.
Other third party websites are required either expressed, implied or written approval from us to link to our website.
Any links to third party websites on our websites or in our emails are provided for your information, for your interest and convenience only.
Any link to our website from any third party website is controlled by such third party only. You are advised to use any of our partners or third party websites after carefully reading their Oyster Loan & Conditions, Privacy & Cookies Policies. We do not have any control on any content or resources for such third parties, their products or services, their websites or for any information, opinions or views given or advice provided by such third parties. We do not accept any responsibility for any of our partners or third party websites for any loss or damage that may arise from your use of them.
You can check the list of our partners & third party websites here, Our Partners
The material displayed on our website is provided without any guarantees, conditions or warranties as to its accuracy. To the extent permitted by law, we, our partners and third parties connected to us hereby expressly exclude:
In more simple words, we do not accept responsibility or liability for any loss or damage you may incur (whether directly or indirectly) in the following circumstances:
This does not affect our liability for death or personal injury arising from our negligence, for fraudulent misrepresentation or misrepresentation as to a fundamental matter, for other matters which cannot be excluded or limited under applicable law including but not limited to the Financial Services and Markets Act 2000, as amended, ("FSMA") or any conduct of business rules developed pursuant to FSMA.
If Oyster Loan is liable to you directly or indirectly in relation to this Site, any Third Party Websites, links to Third Party Websites, information on the Site or any products or services offered on or through this Site or Third Party Website, that liability (howsoever arising) shall be limited to £100.
We do not give any warranty that ours’, our partners’ or third party’s websites are free from viruses or worms which may have a harmful effect on any technology or device being used while browsing through our website.
By using our website, you agree to defend, indemnify, and hold harmless our company from and against any and all losses, claims, damages, costs and expenses (including reasonable legal and accounting fees) that we may become obligated to pay arising or resulting from your use of Our Website, Our Partners’ websites & Third Party’s Websites, the Content, or your breach of these Terms & Conditions.
We reserve the right to assume or participate, at your expense, in the investigation, settlement, and defence of any such action or claim.
Our service allows you to search & compare various types of loan products provided by Our Partners. You will need to answer a number of questions on the websites in order to compare or obtain a quote for any desired product. These questions are designed to ensure that we and all relevant partners/providers have all the information necessary to deliver you with appropriate and timely information relating to the products.
It is therefore very important that you answer all of the questions truthfully, completely and accurately and that you disclose all relevant facts.
In case, you have provided wrong information unintentionally, we request you to send us an email at email@example.com we will update your corrected information with your consent.
You must take all reasonable precautions (including using appropriate virus checking software) to ensure that any information, content, material or data you provide (including User Content) is free from viruses and worms which may have a harmful effect on any part of our website or the websites of our partners & third parties or any other technology.
If you create any usernames and passwords when using our website, they must be kept confidential by you and must not be shared with anyone. You are solely responsible for any activity or activities undertaken on our website using your usernames and passwords. It is a sincere request to keep it safe and secured.
The information on our website is not intended to be construed as financial or other advice. It is provided to help you find the product or service that you consider is the most appropriate for your circumstances. If you think you need financial advice, you should contact a registered and qualified Independent Financial Adviser (IFA).
You must not misuse our website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our website, the server on which our website is stored or any server, computer or database connected to our website. You must not attack our website via a denial-of-service attack or a distributed denial-of service attack.
By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our website will cease immediately.
We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our website or to your downloading of any material posted on it, or on any website linked to it.
You must not establish a link from any website that is not owned by you.
Our website must not be framed on any other site, nor may you create a link to any part of our website other than the home page. We reserve the right to withdraw linking permission without notice.
If you wish to make any use of material on our website other than that set out above, please contact us on our contact us on any of the following methods:
Telephone: 0203 633 1034
Post: Tiger Lion Financial Limited, 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ.
The services and products that we provide on our website are intended for those over 18 years of age only, and information contained on our website does not amount to an invitation to clients who are under 18 to buy any services or products. All transactions for the supply of services concluded through our website are governed by the Terms & Conditions.
Your use of our website and these Terms & Conditions (including any dispute or claim arising out of or in connection with our website, our partners & third parties) are governed & interpreted by the Laws of England and Wales whose courts have exclusive jurisdiction of any disputes that may arise under or in connection with the Terms & Conditions.
You agree to submit to exclusive jurisdiction if you violate or breach any Terms & Conditions while accessing our website.
We retain the right to bring proceedings against you for breach of these Terms & Conditions in your country of residence or another relevant country.
This agreement is in English and all communications between you and us will be in English.
If any provision of these terms and conditions is found to be unlawful, invalid or unenforceable, that provision shall be deemed deleted from these terms and conditions and shall not affect the validity or enforceability of the remaining terms and conditions.
No failure or delay by us in exercising any of our rights under these terms and conditions shall constitute a waiver of that right nor will any single or partial exercise by us of any right preclude any further exercise of any right.
We own and operate following websites under Tiger Lion Financial Limited:
You can also check us on FCA register by clicking on Tiger Lion Financial Limited.
We are constantly evolving and learning. Hence, we would request you to drop your feedback, suggestions to us so that we can improve our services. If you are not happy with our services, please contact us, and allow us to offer you a concrete resolution.
Telephone: 0203 633 1034
Post: Tiger Lion Financial Limited, 71-75 Shelton Street, Covent Garden, London, England - WC2H 9JQ, United Kingdom.
We’d love to serve you!
Last Updated: March 2023
Oyster Loan is resolute and earnest to your privacy. Because at the end of the day, we know, everyone is a customer, even we are. We also face issues with a few products or services and it feels really bad when the policies are not transparent. We don’t want to give this feeling to anyone dealing with us. Our mission is to spread smiles and happiness everywhere on this planet Earth. And we ensure you that we will do our level best to put that smile on your face.
Learn how transparent we are because for us, YOU are the priority. Without you, we do not exist. And, we really mean it.
Important Information: In compiling this Policy, we have taken steps to ensure we have integrated the standards and principles outlined in data collection and privacy frameworks, including the European Union’s General Data Protection Regulation (“GDPR”).
Oyster Loan is a trading style of Tiger Lion Financial Limited. Tiger Lion Financial Limited is based in London as a credit broker. There are a few important information about us which we will simplify and write in bullet points for an easy read. We have a lot of missions, one among them is a simplification. We are already making loans simplified, but apart from services, there are other things too. We will take care of everything.
See, it was easy. Right? We told you, we will make it easier. Now you have all the necessary information about us. Technically, it was an introduction. If you are still reading on, then we would like to convey that we are glad to meet you (even though virtually). What do we do? We are a bunch of simple people with a common interest, that is, to make this world a better place.
Moreover, we also carry out the business of credit brokerage in the United Kingdom. Our Company does not provide any loans or make any credit decisions. We are easy people, dealings with us is much easier than it seems.
We forgot to tell you! This policy should be read in conjunction with our Terms & Conditionsinto which this Policy is incorporated by reference.
Tiger Lion Financial Limited is one-of-a-kind loan brokering firm which operates in the United Kingdom. By calling ourselves “one-of-a-kind”, we mean it (we are not being repetitive here, but we are just ringing a bell). Now, you must be thinking that why are we claiming to be different? You’ve hit the bull’s eye. Everything about us is different in its own way. Right from the website, its content, and the services we offer.
Tiger Lion Financial Limited has built a revolutionary product called LoanTube and Oyster Loan is powered by LoanTube. All loan applications received on Oyster Loan are processed on LoanTube platform.
We do not operate like other loan comparison sites. Here at Oyster Loan, we place paramount importance in maintaining transparency and your trust.
LoanTube works as a comparison platform which compares actual APRs (Annual Percentage Rate) and monthly repayments from multiple lenders to ensure that you are not opting for any loan under a deception, and that you have multiple loan options to choose from. This real-time loans comparison marketplace has a proprietary loan matching engine which connects the borrowers with the right lenders.
In short, what you see on our website is what you get in real. Because we are real and our ethics don’t allow us to deceive our customers.
We would be more than happy to help and assist you regarding your queries. We have listed down various ways by which you can reach out to us:
Besides, the right to privacy is a highly developed area of law in Europe. GDPR imposes stringent rules on the collection of personal information belonging to EU residents, including a requirement for privacy policies to be more concise, clearly-worded, and transparent in their disclosure of any collection, processing, storage, or transfer of personally identifiable information.
Personally identifiable information can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context.
Easier Version of the above definition: Personal information is data that can be used to identify or contact a single person.
We may collect your personal information directly from you when you use of our services or from our partners in the ways mentioned below:
All the data we collect from you are always in compliance to the following legal requirements under the GDPR:
We sincerely request our users to provide us with the exact and accurate information, as this would be helpful for us to offer you a suitable loan. It is essential that personal information is accurate and kept up to date at all times to effectively conduct our business activities. Please contact us at any time to update your personal information, or to advise us that information held by us is inaccurate or incomplete.
Following is the list of information collected by us for you, your financial associate and people linked to you in any way:Communication or Contact Related
We will only collect personal information which is reasonably necessary for, or directly related to, the functioning of our services.
The information collected is primarily for the purposes of assessing your application for a loan, establishing your identity, contacting you, managing our risk and to comply with our legal obligations. However, we may also use your information for other purposes as mentioned below:
Please note that if you ask us to delete your personal information before then our routine deletion period, it may still remain on our backup systems for only legal or other regulatory reasons.
When you use our service(s), your information will be shared with the following third parties:
You can check list of our partners & third party websites here, Our Partners
We generally do not permit any of our external third-party suppliers to transfer and store customer data outside of the EEA. Some of our partners, third-party suppliers and service providers may have a presence outside of EEA or their data processors may be based outside of EEA. Where this is the case and we are made aware of this, we will take all steps reasonably necessary to ascertain and seek assurance from any such third party that your data will be treated securely and provided no less security and protection than it would if it were stored in the UK. Where this is the case, we will make sure that they agree to: keep your personal information secure; apply the same levels of protection as we are required to apply to information held in the UK, and to use it only for the purpose of providing our services. We will do this by putting in place appropriate safeguards and protections as stated under UK law, for example using a data-transfer agreement incorporating certain standard model protection clauses.
An HTTP Cookie contains a string of texts that has information about the browser. Each cookie is effectively a small lookup table containing pairs of values. Once the cookie has been read by the code on the server or client computer, the data can be retrieved and used to customise the web page appropriately.
When your privacy is a matter of utmost concern for us then data security also holds the same level of concern. We take proper security measures to prevent your personal information from being accidentally lost, used or accessed in an unauthorised way, altered or disclosed.
We will keep Your Personal Data secure in accordance with our legal responsibilities. Also, reasonable steps will be taken to safeguard your Personal Data against it being accessed unlawfully or maliciously by a third party.
We expect you to take judicious steps to safeguard your own privacy when transferring information to us, such as not sending confidential information over unprotected email, ensuring email attachments are password protected or encrypted and only using secure methods of postage when original documentation is being sent to us.
Your Personal Data will be retained by us either electronically or in paper format for a maximum of six years (as mentioned in the Information Retention), or in instances whereby we have the legal right or legal obligation to retain your information, we will retain it for as long as it is required or permitted.
Please note that where it’s appropriate, our sites use HTTPS to help keep information about you secure. However, no data transmission over the internet can be guaranteed to be totally secure. Certain information may also be encrypted to minimise the risk of interception during transit. We also ensure high level of inbuilt security checks while transferring/processing your personal information within our group websites mentioned at the end of the page, to our partners, other companies & advertisement networks,
You have the right to be informed about the collection and use of your personal data. This is a key transparency requirement under the UK General Data Protection Regulation (“UK GDPR”). We must provide you with information including:
(1) Our purposes for processing your personal data;
(2) Our retention periods for that personal data; and
(3) Details of who it will be shared with.
You have the right to obtain from us confirmation as to whether or not personal data concerning you is being processed, and, where that is the case, access to the personal data and the following information:
(1) the purposes of the processing;
(2) the categories of personal data concerned;
(3) the recipients or categories of recipient to whom the personal data have been or will be disclosed, in particular recipients in third countries or international organisations;
(4) where possible, the envisaged period for which the personal data will be stored, or, if not possible, the criteria used to determine that period;
(5) the existence of the right to request from us rectification or erasure of personal data or restriction of processing of personal data concerning you or to object to such processing;
(6) the right to lodge a complaint with a supervisory authority;
(7) where the personal data are not collected from you, any available information as to their source;
(8) the existence of automated decision-making, including profiling, referred to in Article 22(1) and (4) and, at least in those cases, meaningful information about the logic involved, as well as the significance and the envisaged consequences of such processing for you.
Please note that the personal data won’t include:
(1) any Information relating to another person (e.g. a fraudster) who has opened an account in your name, where we’ve good reason to believe that the personal data doesn’t relate to you (e.g. that person’s IP address, telephone number, email address, bank details), and
(2) your credit report and credit score. You will need to contact the credit reference agency to get this information.
If you wish to avail yourself of this right of confirmation, you may do so, at any time, by sending us an email on firstname.lastname@example.org or by writing to Data Protection Officer at Tiger Lion Financial Limited, 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ.
You have the right to obtain from us, without undue delay, the rectification of inaccurate personal data concerning you. Taking into account the purposes of the processing, you have the right to have incomplete personal data completed, including by means of providing a supplementary statement.
You have the right granted by the European legislator to obtain from us the erasure of personal data concerning you without undue delay, and we have the obligation to erase personal data without undue delay where one of the following grounds applies, as long as the processing is not necessary:
If one of the aforementioned reasons applies, and you wish to request the erasure of personal data stored by Tiger Lion Financial Limited or any of its trading websites, you may, at any time, by sending us an email on email@example.com or by writing to Data Protection Officer at Tiger Lion Financial Limited, 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ. Data Protection Officer of Tiger Lion Financial Limited shall promptly ensure that the erasure request is complied with immediately.
Where we have made personal data public and are obliged pursuant to Article 17(1) to erase the personal data, we, taking account of available technology and the cost of implementation, shall take reasonable steps, including technical measures, to inform other controllers processing the personal data that you have requested erasure by such controllers of any links to, or copy or replication of, those personal data, as far as processing is not required. Data Protection Officer of Tiger Lion Financial Limited will arrange the necessary measures in individual cases.
You have the right granted by the European legislator, to receive the personal data concerning you, which was provided to us, in a structured, commonly used and machine-readable format. You have the right to transmit those data to another controller without hindrance from us to which the personal data have been provided, as long as the processing is based on consent pursuant to point (a) of Article 6(1) of the GDPR or point (a) of Article 9(2) of the GDPR, or on a contract pursuant to point (b) of Article 6(1) of the GDPR, and the processing is carried out by automated means.
Furthermore, in exercising your right to data portability pursuant to Article 20(1) of the GDPR, you have the right to have personal data transmitted directly from one controller to another, where technically feasible and when doing so does not adversely affect the rights and freedoms of others.
In order to assert the right to data portability, you may, at any time, contact us by sending an email on firstname.lastname@example.org or by writing to Data Protection Officer at Tiger Lion Financial Limited, 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ.
You have the right granted by the European legislator to obtain from us the restriction of processing where one of the following applies:
If one of the aforementioned conditions is met, and you wish to request the restriction of the processing of personal data stored by Tiger Lion Financial Limited or any of its trading websites, you may at any time contact us by sending us an email on email@example.com or by writing to Data Protection Officer at Tiger Lion Financial Limited, 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ. The Data Protection Office of Tiger Lion Financial Limited will arrange the restriction of the processing.
We will try to resolve any complaint that you may have in relation to data protection issues. If you are not happy with our response or if you have any concerns or complaints as to how we have handled Your Personal Data you may lodge a complaint with the UK's data protection regulator, the ICO, who can be contacted through their website at https://ico.org.uk/global/contact-us/ or by writing to Information Commissioner's Office, Wycliffe House, Water Lane, Wilmslow, Cheshire, SK9 5AF.
In case you need to understand the mechanism of our data collection, usage, violations, security and any other data security-related information, or if you have any concerns about how we have handled your personal data, you are requested to contact our dedicated Data Protection Officer. A DPO is a nominated officer oversees data protection strategy and implementation to ensure compliance with GDPR requirements.
Our Correspondence Address:
The Data Protection Officer
Tiger Lion Financial Limited
71-75 Shelton Street,
If you wish to contact our DPO by email, you can send your email on firstname.lastname@example.org
Revision of the Policy
1. In compiling this Policy, we have taken steps to ensure we have integrated the standards and principles outlined in data collection and privacy frameworks, including the European Union’s General Data Protection Regulation (“GDPR”).
3. This policy should be read in conjunction with our Terms & Conditions and Cookies Policy into which this Policy is incorporated by reference.
List of our websites owned & operated by Tiger Lion Financial Limited:
You can also check us on FCA register by clicking on Tiger Lion Financial Limited.
Last Updated: March 2023
Picking the right loan for you can be tricky enough without feeling overwhelmed by the range of financial jargon surrounding these products.
APR: This stands for Annual Percentage Rate and is used on lending such as credit cards, loans and mortgages. The purpose of an APR is to show the total cost of borrowing over the period of an average year so, as well as interest, the figure includes upfront fees and charges. This makes it easier to compare deals.
Car loan: This is a short-term personal loan taken specifically to buy a car. It works in a similar fashion to standard personal loans, with repayments subject to interest over a fixed number of years.
CCJ: This stands for a County Court Judgement (CCJ). It is issued by a County Court for failing to repay a loan or outstanding debt, and will have a negative impact on your credit rating and may affect your ability to get a loan or mortgage.
Credit rating: This is the 'score' given to you depending on your personal credit history. So if you've always kept up repayments on any form of credit you've had, you'll have a good credit rating, whereas if you've failed to meet payments or, say, have a CCJ against your name, your credit rating is likely to be poor.
Debt consolidation loan: This is one large loan taken out to pay off a number of loans or debts, so borrowers can manage their repayments and get back on track.
Early repayment penalty: This may be charged by the lender if you decide to pay off your loan early, before the term set when applying for the loan. It usually applies to mortgages.
Hire Purchase: A way of buying goods, such as a car, without the total cost to hand, and making instalments over a certain time period.
Payday loan: A short-term small loan – of, say, £100 over two weeks – with a typically very high interest rate as an advance on your salary payment.
Secured loan: This is a personal loan secured against an asset, such as your home. Given they come with security – so if you fail to make repayments your home could be at risk – the interest rates tend to be lower than for unsecured loans.
Unsecured loan: This is a personal loan taken out by a borrower over a fixed term, and available from a bank, building society or high street lenders without security. You agree to borrow a lump sum and make regular repayments to the lender.
Whatever financial product you're choosing, it's important to understand the finer detail to make sure you're picking the right one for you – and know what you're signing up for, so make sure you get to grips with Terms and Policies
Oyster Loan is a licensed LOAN BROKER and not a lender. The website is registered in the UK and is authorised and regulated by the FINANCIAL CONDUCT AUTHORITY (FCA). WARNING: Late repayment can cause you serious money problems. For more information, go to MONEYHELPER.ORG.UK.
Oyster Loan does not charge any fees. If you are contacted by anyone claiming to be from Oyster Loan and requesting you to make a payment, report it to www.actionfraud.police.uk.
All Loan approvals & Quotes are subject to Credit Score and Affordability requirements by lenders. If you meet the lender's criterion, you can borrow the money. We as a broker make an attempt to process your application with the most suitable lenders in our panel.