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About us

About us

Financial Buoyancy on a Click

Do you require a little financial assistance? Do you want to make your life smoother and easier in the times to come? Oyster Loan will help you to get an engaging loan deal through a regulated lender. We help you find the deals on short term loans, instalment loans and many more.

Our focus is to keep you stable, when in need of the finances. We work out to narrow down personalised deals for you and that too without any obligations. At Oyster Loan, we are dedicated to make your life financially safe through our sound brokering services.

Oyster Loan is a UK based Online Loan Broker. Our team is dedicated to introduce customers with bad credit history to specialised loan lenders in UK for all types of Loans, including personal loans and celebration loans. We arrange direct lenders' offers for the instalment Loans as well. Our team of expert brokers is always ready to help the prospective borrowers to improve their financial situation into a congenial one. All of it happens through our systematic brokering system.

We follow a fast and truly hassle free loan brokering service, which is exclusively designed to meet the finance needs of prospective borrowers. With the help of our smart brokering, borrowers are directly introduced to the best loan lenders. With right assistance you could avail poor credit loans that are approved within 24 hours and that too without incurring cumbersome paper work.

Since the UK loan market is rapidly changing, and becoming more dynamic, we have become concerned about the loan interests of our borrowers. The loan brokering service offered by Oyster Loan is convenient, time efficient as well as pro borrower. We do not want our clients to experience any difficulties while applying for either short term loans or instalment loans.

We have solution for you if you want to have cash advance in a matter of few hours. We do not let you lose your precious time, and this is the reason, why we have personalised brokering.

With Oyster Loan, You do not have to ponder on how and where you are going to get the loan of your choice. Your financial condition is closely analysed before a loan is offered to you. We help you get stable credit as quickly as possible.

If you have any questions related to Christmas Loans, or Wedding Loans or other short term loans, we are always here to help. We keep you motivated and your wallet loaded with cash.


Oyster Loans is a licensed LOAN BROKER and not a lender. The website is registered in the UK and is authorised and regulated by the FINANCIAL CONDUCT AUTHORITY (FCA). WARNING: Late repayment can cause you serious money problems. For more information, go to MONEYADVICESERVICE.ORG.UK.

Oyster Loans does not charge any fees. If you are contacted by anyone claiming to be from Oyster Loans and requesting you to make a payment, report it to

All Loan approvals & Quotes are subject to Credit Score and Affordability requirements by lenders. If you meet the lender's criterion, you can borrow the money. We as a broker make an attempt to process your application with the most suitable lenders in our panel.

Important payment information

Collections Process
Contact your lender directly if you have any worries about making your re-payment. If you do not endeavour to do so you will be unable to arrange any payment options and where the situation remains unresolved (where you have not re-paid your loan), the lender can exercise their right to pass your details onto a third party collections agency. This agency will then work to recover your unpaid arrears (plus any interest accrued as a result of your non-payment).

Implications of Non-Payment
By not making your short-term loan re-payment on time, you could be subject to fees and penalties, which will be implemented at the discretion of your individual lender. The details of any charges that can be added to your loan re-payment amount will be detailed within your loan agreement and this will include the reasons why further charges may be added. If you are late in making your payment this could also have a negative impact on your credit score. Therefore, in order to avoid having to re-pay more than your original agreed amount, we suggest that you re-pay your loan on time. If you fear that you will experience difficulty in paying back what you owe, please contact your lender as soon as possible.

Late Payment
Where you feel that you will not be able to meet your re-payment date and will need to make your payment at a later time – you must contact your lender to arrange this. If you do not, it could be assumed that you are unwilling to re-pay your loan and therefore you could incur a higher fee or charge than you would otherwise have done by simply extending your loan term. A late payment fee usually amounts to anywhere between £1 and £100 and this will vary dependent upon your lender. However, we do not advocate the unnecessary extension of short-term loans and as a result we ask that you ensure that you will be able to re-pay any loan that you apply for. For more information, please read and understand the terms and conditions associated with your loan agreement.

Renewal Policy
We do not advocate the renewal of short-term loans however, in the instance that you wish to do so you must contact your lender immediately. You will often be charged the same rate of interest or fees for an extra month however; this will be charged on the full amount that you owe to the creditor (amount borrowed plus first month's interest). If you are late in making your loan re- payment or you fail to make the re-payment at all, your loan may be automatically rolled over thus automatically incurring further interest and charges. Any amount that you have borrowed you will be liable to re-pay so, please make sure that you only take out a loan if you can afford to pay it back in full.

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Oyster Loan
71-75 Shelton Street
Covent Garden, WC2H 9JQ United Kingdom
0203 633 1699